Monday, November 4, 2013

Bayleaf Inc is considering the purchase of a machine that costs $250,000. The machine is expected to generate revenues of $85,000 per year for five years. The machine would be depreciated using the straight-line method over a five-year life and have no salvage value. The company considers the impact of income taxes in all of its capital investment decisions. The company has a 40 percent income tax rate and desires an after-tax rate of return of 12 percent on its investment Compute the net present value of the machine.

We have been provided with the information as under
Machine that costs $250,000.
Revenues of $85,000 per year
Life = five years.
The machine would be depreciated using the straight-line method over a five-year life
no salvage value.
Tax rate = 40 %
after-tax rate of return =12%
Now we will find NPV as under
Depreciation
=250,000-0 /5 year
=$ 50,000 depreciation each year
Now we will find the cash flow each year

Revenue


85,000


Less: depreciation


50,000


Before tax revenue


35,000


Less: tax at 40%


14000


After tax revenue


21,000


Add: depreciation


50,000


Net cash flow each year


71,000

NPV calculation

year


Cashflow


Presentvalue factor at12%


Presentvalue



A


b


c=a*b


0


-250,000


1


-250000


1


71,000


0.892857143


63392.86


2


71,000


0.797193878


56600.77


3


71,000


0.711780248


50536.40


4


71,000


0.635518078


45121.78


5


71,000


0.567426856


40287.31





5939.11

NPV of the project is $ 5939.11


Two main equations are required to solve this problem, the first has to do with depreciation rate, and the second with after-tax revenue.
As to the first, if a $250,000 investment has no salvage value after 5 years, it's depreciate rate is $50,000/year. We use this alongside the annual revenue to calculate general income before tax, as follows: $85,000-$50,000=$35,000.
Taxable revenue=before tax revenue * (tax rate).
Thus, taxable revenue = $35,000 * (.4) =$14,000.
So, each year will have an annual net revenue of $85,000-$14,000 = $71,000
We now use those figures to compute the present value:
future value = $71,000+$71,000*1.12+$71,000*1.12^2+$71,000*1.12^3+$71,000*1.12^4 = $451,000
present value = future value/(1+r)^n, where r is the interest rate, and n is the number of years. Thus, the present value is $451,000/(1.12)^5 = $255,909
Net present value = present value - cost = $255,909-$250,000 = $5,909
https://www.mathsisfun.com/money/net-present-value.html

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