When men and women of color do not have significant and equivalent access to inherited savings or other economic resources, or to cultural capital such as a good education, or important job skills because of blatant or subtle discrimination, they usually cannot prosper like more privileged white people. Would you agree with this statement?

This concept is true regardless of race, but it is certainly more prevalent with African Americans because of the historical deficit they have faced. As easy as it is to say that, in America, there are always opportunities to improve your lot and better yourself, it is much more difficult to rise out of the cycle of poverty without job skills, extra money, or some other sort of help. The problem is, African Americans have faced continual economic depression, going back to Jim Crow days and the days of indentured servitude. Because of this, they can’t leave money for future generations (and typically leave some form of debts), which means the next generation has no benefit or leg up and are in the same position.
Additionally, because of the situation their parents were in, children have little opportunity to go to special schooling or get job skills training and tend to end up working in a similar position as their parents, likely unskilled labor. When this happens, they pass on the same things to their children, as a vicious cycle of poverty is reinforced. There has been a need for some form of outside help or motivation to improve their lots, such as scholarships and job training programs.